Critical illnesses covered by Legal & General
Alzheimer's disease -
resulting in permanent symptoms
Aorta graft surgery -
requiring surgical replacement
Aplastic anaemia -
with permanent bone marrow failure
Bacterial meningitis -
resulting in permanent symptoms
Benign brain tumour -
resulting in either surgical removal or permanent symptoms
Blindness -
permanent and irreversible
Cancer -
excluding less advanced cases
Cardiomyopathy -
of specified severity
Coma -
resulting in permanent symptoms
Coronary artery by-pass grafts -
with surgical thoracotomy
Creutzfeldt-Jakob disease (CJD) -
resulting in permanent symptoms
Deafness -
permanent and irreversible
Dementia -
resulting in permanent symptoms
Encephalitis -
resulting in permanent symptoms
Heart attack -
of specified severity
Heart valve replacement or repair -
with surgical thoracotomy
HIV infection -
caught from a blood transfusion, physical assault or accident at work
Kidney failure -
requiring dialysis
Liver failure -
of advanced stage
Loss of hand or foot -
permanent physical severance
Loss of speech -
permanent and irreversible
Major organ transplant
Mastectomy for ductal carcinoma in situ -
requiring total removal of the breast
Motor neurone disease -
resulting in permanent symptoms
Multiple sclerosis -
with persisting symptoms
Multiple system atrophy -
resulting in permanent symptoms
Open heart surgery -
with median sternotomy
Paralysis of a limb -
total and irreversible
Parkinson's disease -
resulting in permanent symptoms
Primary pulmonary hypertension -
of specified severity
Progressive supranuclear palsy -
resulting in permanent symptoms
Removal of an eyeball -
due to injury or disease
Respiratory failure -
of advanced stage
Stroke -
resulting in permanent symptoms
Systemic lupus erythematosus -
with severe complications
Terminal illness
Third degree burns -
covering 20% of the surface area of the body or 20% of the face or head
Total and permanent disability
Traumatic head injury -
resulting in permanent symptoms
Registered office: moneyQuest, 3-4 Regan Way, Chetwynd Business Park, Chilwell, Nottingham, NG9 6RZ. Registered in England. No: 06593055. Approval Reference: H122949. The Financial Services Authority does not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on a property.
moneyQuest Mortgage Brokers Limited is an appointed representative of Legal & General Partnership Services Limited, which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance.
