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RemortgagePurchase


Product	Initial Rate	Reverting To	Overall Cost for Comparison	Max Loan to Value	Fees	Early Repayment Charge

2 Year Tracker	2.59% The lender's variable rate which is 2.09% above the Bank of England Base rate, currently 0.5%, giving a current rate payable of 2.59%.	4.75% After 2 years, the rate changes to 4.25% above the Bank of England base rate, currently 0.5%, to give a current rate payable of 4.75%.	4.6% APR	65%	£1,625 overall £995 Arrangement Fee (which can be added to the loan) £15 Telegraphic Transfer - on completion £125 Redemption Admin Fee - on repayment £50 Title Management Fee - On repayment £140 Administration Fee - Upfront £300 Lender's conveyancing fee - on completion	YES An early repayment charge based on 2% of the outstanding loan if the mortgage is repaid within 1 year of the mortgage completing 1% of the outstanding loan if the mortgage is repaid within 2 years of the mortgage completing.

Lifetime Tracker	3.06% Initial rate is 2.26% above the Bank of England base rate, currently 0.5%, giving a current rate payable of 3.06%.	3.06% Rate changes to the lender's variable rate, which is 2.56% above the Bank of England base rate, currently 0.5% to give a current rate payable of 3.06%.	3.1% APR	70%	£219 overall £30 Telegraphic Transfer Fee - on completion (This can be added to the loan) £189 Lender Conveyancing Fee - on completion (This cannot be added to the loan) No valuation fee No Arrangement fee	YES An early repayment charge based on 2% of the outstanding loan applies if you repay in full within 3 years of the mortgage completing.

3 Year Fixed	4.04% until 31/08/2013	5.99% Rate changes to the lender's standard variable rate, currently 5.99% thereafter.	5.6% APR	75%	£527.50 overall £290 valuation fee - upfront £30 CHAPS fee - on completion £90 Mortgage Fee - On repayment £117.50 Lender's conveyancing fee - on completion	YES An early repayment charge based on 4% of the outstanding loan applies if you decide to fully repay the mortgage before 31/08/2013. In addition a mortgage fee of £90 is also payable.


Product	Initial Rate	Reverting To	Overall Cost for Comparison	Max Loan to Value	Fees	Early Repayment Charge

2 Year Fixed	4.35% until 30/09/2012	4.74% After 2 years, the rate changes to the lender's standard variable rate, currently 4.74% until 30/09/2015. Rate then changes to 4.49% thereafter.	4.7% APR	80%	£1,211.43 overall £800 Arrangement Fee (which can be added to the loan) £199 Booking Fee - upfront £35 Telegraphic Transfer - On completion £177.43 - Lenders Conveyancing Fee - on completion	YES An early repayment charge based on 4% of the outstanding loan applies if the mortgage is repayed before 30/09/2012.

2 Year Fixed	3.55% until 02/09/2012	4.24% Rate changes to the lender's standard variable rate, currently 4.24% thereafter.	4.3% APR	70%	£881 overall £495 Booking Fee (which can be added to the loan) £225 Mortgage Account Fee - on repayment £35 Telegraphic Transfer - on completion £126 Lender's Conveyancing Fee - on completion	YES An early repayment charge based on 3% of the outstanding loan applies if you fully repay the mortgage by 02/09/2012. In addition, a Mortgage Account Fee of £225 and for 02/08/2012 a Clawback of Homebuyer Solution of £250 are also payable.

2 Year Tracker	3.94% The lender's variable rate, which is currently 3.44% above the Bank of England base rate, currently 0.5%, for 2 years, giving a current rate payable of 3.94%.	4.24% After 2 years, the rate changes to 4.24%.	4.4% APR	80%	£1,381 overall £995 Booking Fee (which can be added to the loan) £225 Mortgage Account Fee - on repayment £35 Telegraphic Transfer - on completion £126 Lenders Conveyancing Fee - on completion	YES An early repayment charge based on 2% of the outstanding loan applies if you fully repay the mortgage within 2 years after completion.