"Yeah sorry, you're not getting paid this month. . . "
Ever gone to the bank and your employer has messed up your salary and the money isn’t there. Panic stations! How are all the direct debits going to be covered?
Imagine that this isn’t a mistake. You’ve run out of sick pay and you are still too ill or injured to go back to work.
You’ve only really got 3 options:
1. Spend your savings
2. Borrow everything you can
3. Sell your assets
Then what? You start missing payments, debt collectors start calling and before you know it, you’re looking at repossession and bankruptcy.
Nobody believes it will happen to them. No matter how well you take care of your health, you can't predict the future and you can't guarantee that you won’t get ill or have an accident at some point in your working life. (If you can, could you also give us the next week’s lottery numbers too?).
If you’ve ever bought a Big Issue, there’s usually a story just like this. Someone was just working away, ran into bad luck and before they knew it, everything was gone. Now, you may be in a better position than most people. You probably have family who would keep you off the streets. But for the sake of what could just be the price of one night out once a month, would you really risk everything you’ve worked and saved for?
Please speak to an expert for 10 minutes and find out how to protect yourself. Because, if you can't work due to incapacity caused by illness or injury, resulting in a loss of earnings, and you don't have any cover, you might only have the 3 options.
We arrange protection policies exclusively with Legal & General, who were established in 1836 and is one of the UK's leading financial services companies. In 2011, Legal & General paid 92% of all Income Protection Benefit Protection claims made, thereby helping many families in their hour of need. Click here to view Legal & General's key features of the Income Protection Benefit Plan.
For your free Income Protection quote, call us on 0141 243 5590 or fill in the enquiry form above.
Other products designed to protect you and your family . . .
Finding something confusing? Our glossary of terms might help.
Your home may be repossessed if you do not keep up repayments on your mortgage.